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Insurance Discounts For Hybrid Owners

hybrid-electric-car-insurance.jpgIf you are considering the purchase or lease of a hybrid car, you might be wondering if you qualify for a discount on your car insurance. The short answer is yes, but much depends on which insurance company you select.

Since the majority of our readers either own a hybrid-electric vehicle or have begun the process of researching them, we set out to determine which car insurance companies are passing some green savings on to their most eco-friendly drivers. Enter your zip code below to find local auto insurance providers - or read on to learn more.

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Travelers (NYSE: TRV) is a Fortune 500 insurance company that offers just about every type of insurance you might need. According to their website, they were the first company in the United States to issue an auto insurance policy - way back in 1897. Although their main website is at Travelers.com, they also have a site designed exclusively for hybrid vehicle owners which to my surprise also includes electric and hybrid boats and yachts. Who knew? Check out HybridTravelers.com to see if you qualify for a 10% discount on your coverage.

NetQuote.com is well-known online insurance portal that offers quotes on auto, home, health, business and life insurance. While NetQuote doesn’t actually provide the insurance coverage, they work with providers such as Allstate, Farmers, Nationwide, Liberty Mutual and Progressive.  You can find more information about their auto insurance discounts and benefits for hybrid cars on this NetQuote landing page, where they mention up to 10% discounts for those who qualify.

If you live in the U.K., one option you have to insure your hybrid car, truck or SUV is The Green Insurance Company. Unlike the typical 5% or 10% savings you might find in the United States, this company offers incentives as much as 22% less than what non-hybrid owners might pay. From their website, you will “benefit from a low emission discount and 100% carbon offset of your cars CO2 emissions at no extra cost”. I’m not exactly sure what that means, but it sounds cheap enough!

For those living in Canada and driving a hybrid vehicle, there is an insurance company called TD Insurance Meloche Monnex (website) that includes 10% off insurance premiums as long as your green car is recognized by the Vehicle Information Centre of Canada (VCC). Ontario residents get a 5% discount instead, which I thought was part of Canada. Lastly, residents of British Columbia, Saskatchewan and Manitoba are not eligible. What? Does anyone in Canada qualify?

Do you own a Toyota Prius, Honda Insight, green Camry or hybrid Ford Escape? Go get your online quote at one of these sites today? If you know of other insurance providers that give a break to green drivers, please add a comment below.

By Jeff Carey

There Is 1 Response So Far. »

  1. I while back I read a news article that hybrid car owners often drive more miles than non-hybrid drivers. Not sure if it is true, but it seems the more miles you drive the higher your chance for an accident. If that is the case, insurance for hybrid owners should be more rather than less, right. I also wonder why other well known insurance companies don’t offer it (Geico, State Farm, Progressive, American Family, esurance, etc.)?

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